How Overtime and Allowances May Affect Your Borrowing Capacity

How Overtime and Allowances May Affect Your Borrowing Capacityby: Ali HamidPublished on: 20/07/2026

Learn how lenders assess overtime, shift pay, and allowances when calculating borrowing capacity. Discover what may count as income and how it can affect your home loan options.

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How Overtime and Allowances May Affect Your Borrowing Capacity