Business Finance Structured for Growth
From working capital to commercial property - we access specialist business lenders and structure finance that keeps your operations moving and your opportunities open.
Your Business Has Unique Needs. Your Lender Should Too.
Business lending is more complex than personal finance. We work with lenders who genuinely understand business, assess applications holistically, and move at business speed.
Business Loan Snapshot
Business Finance Without the Runaround
We know the lenders. We know the process. We move at your pace.
Business Assessment
We review your financials, trading history, and goals to identify the right type of finance and the most suitable lenders for your situation.
Lender Matching
Business lending policy varies enormously between lenders. We match you to lenders who have a genuine appetite for your type of application.
Application & Assessment
We prepare a strong application with supporting documentation and manage the lender's assessment process on your behalf.
Approval & Drawdown
Once approved, funds are available for use. For commercial property loans, we coordinate settlement alongside your solicitor.
Who Can Apply for a Business Loan?
Business lending has broad eligibility. You're well-placed to apply if:
- You operate a registered Australian business (sole trader, company, trust, or partnership)
- You have at least 6 - 12 months of trading history (though some lenders accept less)
- You have business financials, BAS statements, or bank statements available
- You have a clear purpose for the finance
- You have the capacity to service the debt from business revenue
Business Loan FAQs
The main types are: term loans (fixed repayments over a set period), lines of credit (revolving, draw as needed), overdrafts, invoice finance (against unpaid invoices), and equipment finance. The right type depends on your purpose and cash flow.
Unsecured business loans can be approved in as little as 24 hours. Commercial property loans typically take 4 - 6 weeks. We set realistic timelines based on your specific application.
Not always. Unsecured business loans are available up to $500,000 or more for businesses with good financials and trading history. For larger amounts or commercial property, security is typically required.
Yes - specialist non-bank lenders assess applications more holistically, often using bank statements and business performance metrics rather than just financial statements. We know which lenders suit complex situations.
A business loan provides working capital or growth funding - it's generally unsecured or secured by business assets. A commercial property loan is secured specifically by commercial real estate. We arrange both.
Talk to an Ignite Broker Today
Whether you're ready to apply or just exploring your options - we're here to help with no obligation.
Book Your Free Consultation
A no-obligation chat with Ali or one of our team. We'll walk through your options and give you a clear picture of what's possible.
Or call 08 8379 3636