Renovation Costs Blow Out. The Last Thing You Need Is the Wrong Finance Too.
Whether you are tackling a kitchen, adding a bathroom, or doing a full home transformation - how you finance the project matters as much as who you hire to build it.
The wrong loan type costs you more in interest, locks up your equity, or puts the wrong pressure on your cash flow. We compare renovation finance options across 40+ lenders to find the structure that fits your project size, timeline, and budget - before you break ground.
WHAT YOU GET
| What you get | What it does for you |
|---|---|
| ✓Renovation Finance Assessment | We assess your equity, your project scope, and your lender options to identify the right loan structure for your renovation. |
| ✓Cost Comparison Across Loan Types | We show you the total cost - interest plus fees - for each option relevant to your situation. No hidden numbers. |
| ✓Lender Match Across 40+ | We find lenders who move quickly on renovation approvals and offer competitive rates on equity-based products. |
| ✓Cash Flow Modelling | We map your repayments to your renovation timeline so you know what you are paying and when - throughout the project. |
If your equity or financial position does not support renovation finance right now, we will tell you clearly - and what you can do to get there. No cost to find out.
There is no single right answer for renovation finance. The best option depends on how much equity you have, your project value, and how the work is being done.
We Help You Compare:
✓ Home Equity Loan
✓ Loan Top-Up
✓ Construction Loan
✓ Personal Loan
We do the comparison. You make the call.
My renovation is small. Is it worth going through a broker?
Even for smaller projects, the difference between a personal loan rate and an equity-based rate can be several thousand dollars over the life of the loan. The review is free. The savings are real.
I am already with a lender I like. Can you still help?
Yes - bridging loans are short-term and priced accordingly. But the cost of missing the right property, or rushing a sale and underselling, is usually far greater. We help you weigh that up clearly.
Do not let the wrong finance slow down your renovation. Book a free Renovation Finance Review and we will find the option that fits your project - not the other way around.
📞 Call 08 8379 3636 | Mon–Fri 9am–5pm ACST
Takes 2 minutes to book. No credit check. No obligation. 100% confidential.
Free. No obligation. Takes 2 minutes to book
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©2026 Ignite Financial Solutions | Credit Representative Number 465089 is authorised under Australian Credit Licence Number 389328.
Your full financial situation and requirements need to be considered prior to any offer and acceptance of a loan product.